Welcome to my referral links page. Most of my offers are for those in the United States. I hold accounts at all of these institutions and have had decent luck with them (YMMV). This page is not intended to serve as any form of financial advice and I’m not a financial advisor. Do your own research before opening any of these accounts. Thanks for using my links – Pete (SuperBankOfferMan). – AKA “Peek” – If you need to reach you can email me at super bank offer (remove spaces) at Gmail.

Currently Active Bonuses as of 03/16/2025

Berkshire Bank – Total of $400 offer, $100 Referral, $300 Direct Deposit Offer – MA, CT, VT, NY, RI

You get $100 for using a referral plus $300 for the public direct deposit offer. Total is $400. Direct deposit must be for 3 consecutive months. Referral offer ends 6/30/25, Public offer ends 7/31/25.

Important Note: The Direct Deposit needs to be setup using their pinwheel app within online banking. I did this before it was required so I’m not sure if you just use the app but print out a form if that will count. If you have questions about this ask the bank. Real direct deposit is likely required as this is a small bank that likely does manual review.

1. Open the account through my link: https://open.berkshirebank.com/consumer/welcome?referral_code=tgv246
2. Setup direct deposit of at least $1000 total each month, can be in multiple deposits. Keep this up for 3 consecutive months.
3. The calendar month following the third qualifying direct deposit, Berkshire Bank will credit $300 into the customer’s Berkshire One Checking account set up using Direct Deposit. The client will see the credit reflected in their statement with the description “Direct Deposit 1H2025 Credit.” Direct Deposit credits may be reportable to the IRS on Form 1099-MISC.

Open M&T Account – Get $500 DD Bonus plus $50 Referral – Expires 3/31/25 – MA, CT, DC, DE, MD, ME, NH, NJ, NY, PA, VA, VT, WV

Get $50 Referral bonus from using my link plus $500 for M&T public offer with $1000 in direct deposit within 90 days. MUST USE PROMO CODE – TO.

Notes: MyChoice Plus checking can be kept fee free with an average daily balance of $2,500 or more
OR have direct deposits totaling $1,500 or more per monthly service charge cycle. Otherwise
14.95 per month fee. Steps to apply below.

1. First, register with your email and other info here (referral for $50):
   https://io.referlive.com/WHUr7b
2. Once enrolled open MyChoice Plus Checking using the public
   offer: https://campaigns.mtb.com/500bonus – MUST USE PROMO CODE – TO. The
   promo code should auto fill at the bottom of the first page of the app.
3. Make direct deposits totaling $1000 within 90 days.
4. Bonus will be paid out within 90 days of meeting requirements.
5. Remember you will need $2500 balance or $1500 in direct deposit to waive
   the fee.

$200 Bonus plus $50 Referral Offer From Christian Community Credit Union – $500 Credit Card Funding – Expires 5/31/25 – Extended

$200 dollar total bonus with checking funding and a deposit of $5000 into the savings which pays a good rate. It also states in the terms you should be funding at least $500 a month into checking (this is buried in the terms however).

Notes: No fees noted. Steps to apply below. This one used to be harder to get approved for and some people have still been asked for religion docs, I was not.

1. Open my referral link here and enter your information (make sure it matches what you will open your account with): https://io.referlive.com/9KrV4T
2. Open this link: https://www.mycccu.com/bee-b/ . You will need to add the Harvest High-Yield checking account and a Harvest High-Yield Savings account. The way the app works it’s a little wonky, you add one, then there’s navigation back, and add the other. If you want the full $200 add them both (savings offer requires $5000 deposit).
3. If you aren’t in footprint you can join CAFO and still qualify, you don’t seem to be charged for the membership.
4. You’ll be sent a link after approval that will give you your member number, make sure and save it.
5. Setup online banking, you’ll need the member number as mentioned.
6. Turn on e-statements, it’s like a separate enrollment with a different password. Required for the bonus.
7. No hard pull on credit but does hit Chex. I got approved with quite high Chex numbers.

$50 Crypto Bonus from Gemini

Gemini is a crypto platform available in all 50 states in the USA and 60 other countries.  With this offer you can earn $50 in USD, not sure what the payout is in other countries.

Notes: No fees to have an account, no Chex because it’s not a bank account. Some people say they have trouble getting through KYC process.

1. Open an acct using my link: https://www.gemini.com/share/xq44lm92x
2. Deposit and trade at least $100 and earn $50 dollars.
3. Referral Paid 30 days after sign-up to confirm legitimate participation. Additional rewards can be earned depending on how much you trade.  See full terms for more info: https://www.gemini.com/legal/gemini-referral-rewards-program-terms

$50 Bonus from Langley Federal Credit Union – No Direct Deposit Required – USA

This referral offer in the past could be coupled with another $100 offer but that has since expired. $50 bonus still available.

1. Register with my referral link here to get a code for the $50 referral offer: https://www.langleyfcu.org/forms/referral/5ab1cdeb-9bd6-11ef-af15-bc764e2025bb
2. Once your debit card arrives make 10 debit transactions of any amount.   I pay my cell bill multiple times (small amounts) or do amazon gift card purchases to fulfill these kind of requirements.
3. Bonus should pay in about 3 weeks.

Rakuten $30 Bonus for $30 Spend – Referral Bonus

This referral offer in the past could be coupled with another $100 offer but that has since expired. $50 bonus still available.

1. Just create your new Rakuten account and purchase $30 worth of items through the site within 90 days and you’ll get a $30 bonus. Open your account using this account opening link.

Chase Ink Business Unlimited – 90k Points after 6K Spend – No Annual Fee

A great offer worth about $1,000 after spending 6K within 90 days. There are other Chase Ink offers as well.

1. Open account with my link:  https://www.referyourchasecard.com/21s/54RZQ83PXL
2. Signup for the offer of your choice.
3. Make required spend and earn the bonus!

Chase Sapphire Preferred/Reserve – 60,000 Point Offer – $99 Annual Fee

Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. Preferred seems the better option to me. $99 annual fee on Preferred, $540 Annual Fee on Reserve.

1. Open account with my link: https://www.referyourchasecard.com/19q/DT33QJDZCI
2. Signup for the offer of your choice.
3. Make required spend of $4000 and earn the bonus!

Capital One Venture Card, Spend $4000 within 3 month, 100k point Bonus! – $95 Annual Fee

Use my link to open a new Capital One Venture card, spend $4000 within 3 months and get a 100,000 point bonus worth about $1000 dollars.  The previous offer had $250 of the bonus in travel credits but this makes the 100k all in points.

1. Open account with my link: https://i.capitalone.com/Jp6i4L7Gu
2. Spend $4000 within 3 months of opening.
3. Get a 100k point bonus.  

Get Free fractional stock when signing up for Robinhood (USA)

Approximately 99% of participants will receive a cash value of $5, approximately 0.9% of participants will receive a cash value of $10, and approximately 0.1% of participants will receive a cash value of $200.

1. Open new Robinhood acct using my link: https://join.robinhood.com/peterb477
2. Link account to bank account or debit card.
3. You are guaranteed stock when you successfully sign up and link your bank account.

Hostinger Hosting referral bonus

Be sure to google before just blindly using my link. It will give you 20% off but compare what you end up with for discounts with other offers. I love referrals but I love it more if you get the best deal.

1. Open account with my link, must be at least a 12 month plan: https://hostinger.com?REFERRALCODE-1PETE
2. Keep account open for 45 days or my referral isn’t paid.

Ally $100 Savings / Spending account Bonus:

The savings bonus seems easiest to me so those are the steps provided. There are other options in the offer as well if you read the terms. This is a decent bonus for limited effort and a good account to have anyway.

1. Navigate to my link
2. Enroll with your name and email address (same email and name you will later use to open your account) by 12/31/25.
3. Open a new Ally Bank Savings Account within 30 days of enrollment.
4. Set up (within your new account) and start a qualifying monthly automated recurring transfer within 30 days of account opening
5. Complete at least 3 back-to-back monthly automated recurring transfers.
6. Your $100 welcome bonus will be deposited within 30 days of receiving your 3rd recurring transfer.

Capital One Quicksilver

Capital One Quicksilver has features like: No Foreign Transaction Fees, Extended Warranty, Capital One Shopping, Complimentary Concierge Service and Capital One Travel.

1. Open account with my link:  https://capital.one/3KTkh6o
2. Spend $500 within 3 months.
3. Get a $200 bonus.  

Webull – Free Stocks when you Join and Fund

Webull is always running a referral promotion. Click the link below to open an account. The page that opens will show what the current deal is. Most deals require deposit of any amount to get payout:
https://a.webull.com/ngmOSEa59jPxZ4Dtsl

Get $5 from Cash App

Sign up for cash app, link a bank account and send someone $5 and you’ll get a $5 dollar bonus. Cash app is useful for it’s intended use and also for satisfying debit requirements for other accounts you open. Open using my code KZDMFVD or using this link: https://cash.app/app/KZDMFVD . If you need someone to send to so you can get the bonus you can send me $5 and I’ll send it back. User $peek5000.

Swagbucks – Shopping Portal – Great Offers, Cash Back

My favorite shopping portal is swag bucks. They offer many great offers, some of which end up being a net gain, others are just great ways to try out products like meal kits, software, banks, many different options. They aren’t perfect (sometimes things don’t track) but overall, I’ve done well with them. If you use my referral link you can earn $10 in swag bucks.

Terms: You must “Activate” the Bonus in the Swag Ups section of your account. Bonus value is earned in the form of points, called SB. Get a 1000 SB bonus, which is equivalent to $10 in value, when you spend at least $25 at a store featured in Swagbucks.com/Shop. You must receive a minimum of 25 SB for this purchase, which you must complete within 30 days of registration. MyGiftCardsPlus.com and travel purchases do not qualify.

My referral link: https://www.swagbucks.com/lp-savings-button?cmp=695&cxid=swagbuttonref&rb=44549940&extRefCmp=1&extRb=44549940

Fairwinds Credit Union – $175 Bonus with $1000 in Direct Deposits – Still Maxed out for 2025, others may have a link that works

A good credit union, decent web interface that has a referral program. What more could you ask for?

1. Offer was available from January 29, 2024, through June 1, 2024.
2. You cannot have previously been an owner on or a party to a FAIRWINDS account – EVER.
3. Account type must be Preferred or Signature Checking.  Both have fees unless you meet monthly requirements.  Preferred checking is easiest to keep fee free by having $1000 in monthly direct deposit or 10k in checking/savings or investing acct.
4. Sign up for a new FAIRWINDS consumer Preferred or Signature Checking Account with at least $25 using my link: https://fairwinds.org/referral/bowe749451
5. Setup payroll deposit(s) within 60 days that total at least $1000.  
6. The $175 bonus will be deposited on the 15th of the month following the direct deposit(s).  
7. Read terms toward the bottom of the page when you click the referral link for details.